Institutional-grade healthcare lending with transparent terms, conservative leverage, and real-time asset performance reporting.
Each deal is a secured promissory note from Emes backed by first lien mortgage and UCC-1 on the operating business.
Accredited individuals ($1M net worth or $200K+ income), family offices, RIAs, and institutional capital. All under Reg D 506(c).
10-11% annualized net (asset-dependent). Fixed rate. Interest-only payments monthly or quarterly.
Typically 18-24 months. Principal returned at maturity.
First lien mortgage + UCC-1 on operating business.
$250,000 per deal.
Weekly operational, monthly financial, quarterly governance — standardized across all assets.
Emes spread and origination fee publicly disclosed on every deal page. No hidden fees.